UNIQ Financing - Project Financing

Overview of the UNIQ Financing - Project Financing program:

No company can thrive without moving forward. That’s why entrepreneurs always have plenty of plans on the drawing board. Investissement Québec is there to help them bring these projects to fruition by providing them with customized financial support. Loans at competitive rates Loans in partnership with other lenders Loan guarantees: Guaranteed repayment of the net loss suffered by a financial institution that granted you a loan, line of credit, letter of credit or any other short-term financial commitment Quasi-equity financing in the form of debentures or subordinated debt

Benefits of the UNIQ Financing - Project Financing program:

• Eligible Projects:
• Purchase of machinery or equipment
• Expansion, construction or modernization of a building
• Entry into a new market
• Refinancing
• Financing of tax credits
• Business succession or transfer by means of share acquisition
• Merger or acquisition
• Acquisition of intangible assets (trademarks, patents, etc.)
• Working capital
• Marketing of products or services
• Exporting
• Innovation

Eligibility criteria of the UNIQ Financing - Project Financing program:

• All Quebec businesses are eligible, EXCEPT companies operating in the following industries:
• Agriculture*
• Finance and insurance
• Real estate (some activities are excluded)
• Retail sales and comparable activities
• Other sectors where the client base is made up primarily of individuals, except for tourism
• However, businesses that are not eligible for the programs offered by La Financiere agricole du Quebec may be eligible for Investissement Quebec financing.