2M7 Merchant Cash Advance

A flexible merchant cash advance solution for Canadian small and midsize businesses, providing from $5,000 up to $300,000 with transparent terms.
  • 2M7 Financial Solutions
Overview of the 2M7 Merchant Cash Advance program:

2M7 Financial Solutions delivers quick-access business funding through merchant cash advances (MCAs) ranging from $5,000 to $300,000. Unlike traditional loans, repayment is a fixed cost (factor rate) repaid via either a daily fixed payment or a percentage of daily sales. Applications require minimal documentation, with approvals often within 24 hours and funds deposited the same day—no interest, no hidden fees, and high transparency.

Benefits of the 2M7 Merchant Cash Advance program:
  • Businesses can be approved in under 24 hours and receive funds within a day. There are no hidden fees or interest chargesjust a disclosed cost of capital known upfront. Repayment adjusts to revenue via fixed daily amounts or percentage-based payments, improving flexibility during low-sales periods. The approval process is accessibleeven applicants with imperfect credit can qualify. Returns customers can top up quickly with minimal new paperwork, offering ongoing cash flow support.
Eligibility criteria of the 2M7 Merchant Cash Advance program:
  • Must be a Canada-based small or mid-sized business
  • Have been in operation for at least 3 months
  • Generate minimum $15,000/month in revenue
  • Provide basic documents: 3 months of bank statements, a void cheque, and government-issued ID
  • Have no open bankruptcies
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