Seed Funding Program

Seed Funding offers financial assistance to housing proponents who are in the early stages of developing an affordable housing project.
  • Canada Mortgage and Housing Corporation
Overview of the Seed Funding Program program:

The Seed Funding program by the Canada Mortgage and Housing Corporation (CMHC) provides financial assistance to help cover the costs of early-stage activities for housing projects. This funding aims to support the development of affordable, sustainable, and accessible housing across Canada. The Seed Funding program offers two main types of funding: Non-repayable Contributions: Up to $150,000 per project. Intended for pre-development activities such as feasibility studies, business plans, and environmental site assessments. Loans: Up to $350,000 per project. For more advanced project development activities like preparing drawings and specifications, legal fees, and other development costs.

Benefits of the Seed Funding Program program:
  • Encourage Innovation: Support innovative housing solutions that address local needs.
  • Increase Supply: Help increase the supply of affordable housing.
  • Support Development: Facilitate the development process by providing early-stage funding.
Eligibility criteria of the Seed Funding Program program:
  • Funding can be used for a variety of early-stage activities, including but not limited to:
  • Project Planning: Feasibility studies, market studies, and business plans.
  • Design and Engineering: Preliminary drawings, specifications, and environmental site assessments.
  • Consultations and Approvals: Public consultations, zoning applications, and legal fees.
  • Partnership Development: Activities that build partnerships and secure additional funding or resources.
  • Eligibility Criteria
  • Applicants: Non-profit organizations, private sector developers, municipalities, and Indigenous groups.
  • Projects: Must be aimed at creating new affordable housing units or preserving existing affordable housing.
  • Affordability: Projects must meet CMHCs affordability criteria, ensuring that housing remains affordable for low-to-moderate-income households.
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