Small Business Loans- MicroCapital

Overview of the Small Business Loans- MicroCapital program:

MicroCapital is an online business financing platform delivering fast, flexible loans to Canadian small and mid-sized enterprises. Businesses can access loans from $5000 up to $ 800,000, with rapid approval processes and digital applications. These funds support working capital, equipment purchases, emergency liquidity, or expansion. The platform is optimized for business owners with limited access to traditional banking, offering streamlined underwriting and quick disbursal. MicroCapital combines fast turnaround with scalable financing options, adapting to both early-stage needs and more established business requirements.

Benefits of the Small Business Loans- MicroCapital program:

• Businesses benefit from ultra-fast access to capital, with simple digital applications and minimal documentation. MicroCapital supports flexible amounts up to $800K, suitable for emergency needs or growth investment. Rapid underwriting means approvals often within 24 hours and disbursal in just a few business days. This platform is accessible to entrepreneurs with limited traditional credit opportunities. MicroCapital also offers tailored loan options including emergency financing to meet varying business circumstances.

Eligibility criteria of the Small Business Loans- MicroCapital program:

• Must be a legally registered business in Canada
• At least six months in operation
• Minimum annual revenue approximately $120,000
• Credit score of 600+ (FICO equivalent)
• Must hold a Canadian business bank account
• Provide 3 months of bank statements, business ID, and other basic documentation
• Suitable for sectors such as retail, service, e-commerce, health, hospitality, construction, and more